SPRINGFIELD – To ensure Illinoisans have access to the care they need without putting health care workers and other patients at risk, State Senator Laura Fine (D-Glenview) is backing a bill that would require insurance companies to cover health care services delivered over the phone or online.

“Telehealth has been shown to be an effective alternative to conventional in-person care services, and especially during this pandemic, it’s important that we give people the option to stay home if they can,” said Fine. “Health care is evolving as a result of the COVID-19 outbreak, and insurance companies need to keep pace with changes in service delivery.”

Telehealth services allow patients to access care via email, video conferencing, online chat or a phone call.

Under this bill, patients could receive care via telehealth—including mental and behavioral health care—without a deductible, copay or other cost-sharing requirement until the end of the year. The legislation would also permanently require insurance companies to cover other telehealth services at the same rate as in-person services.

The demand for remote care has increased during the COVID-19 pandemic. Individuals who need health care services during the outbreak may be able to receive necessary treatment over the phone or online, protecting themselves, their doctors and other patients from potential exposure to the virus.

“Older adults and those with underlying conditions may not want to go into a doctor’s office because of the risk to their and other people’s health,” said Fine. “If insurance covers telehealth services, more people might be able to access the care they need safely during this time.”

House Bill 823 passed the Senate Saturday with bipartisan support.